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Terms and Conditions for Checkout on payocards.com

Please read the following Terms and Conditions carefully before proceeding with your order on payocards.com. By completing the checkout process, you agree to be bound by these terms, which are governed by the laws of Saint Kitts and Nevis.

  1. All Sales are Final:
    1.1 Upon completion of the order and payment, all sales are considered final. We do not accept returns or exchanges unless otherwise stated in this agreement.
    1.2 **Exceptions:** We will provide a refund only if we cannot fulfill your order due to a shortage of inventory or any unforeseen circumstances that prevent us from delivering the ordered product(s).
  2. Inventory Shortage:
    2.1 In the event of an inventory shortage, we will make all reasonable efforts to fulfill your order. However, if we are unable to complete your order, we will promptly notify you and issue a full refund for the unavailable item(s).
    2.2 We reserve the right to offer a suitable replacement product of equal or greater value if an item becomes unavailable.
  3. Order Cancellation:
    3.1 You have the right to cancel your order within 24 hours of placing it, without incurring any cancellation fees.
    3.2 To request an order cancellation, you must contact our customer support team via email or phone within the specified time frame.
    3.3 If the request for order cancellation is received within the allowed time frame, we will refund the full purchase amount using the original payment method.
  4. Shipping and Delivery:
    4.1 We strive to process and ship all orders in a timely manner, within the limits of available inventory.
    4.2 Shipping times may vary based on the shipping method chosen during checkout and the delivery location. We shall not be held responsible for any delays caused by the shipping carrier or factors beyond our control.
    4.3 Risk of loss and title for the purchased items pass to you upon delivery of the goods to the carrier.
  5. Product Descriptions:
    5.1 We make every effort to provide accurate and up-to-date product descriptions on our website. However, we do not warrant that product descriptions, images, or other content on the website are error-free or complete.
    5.2 If you receive a product that significantly differs from its description on the website, please contact our customer support team, and we will address the issue promptly.
  6. Limitation of Liability:
    6.1 To the extent permitted by applicable law, we shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our products or services.
    6.2 In no event shall our total liability exceed the amount paid for the product or service in question.
  7. Governing Law and Jurisdiction:
    7.1 These Terms and Conditions shall be governed by the laws of Saint Kitts and Nevis.
    7.2 Any dispute arising out of or relating to these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of Saint Kitts and Nevis.

By completing the checkout process, you acknowledge that you have read, understood, and agree to abide by these Terms and Conditions. If you do not agree with any part of these Terms, please do not proceed with your order on payocards.com.